Housing & affordability

Part II — life in the Netherlands

What it shows

Whether a home has become harder to obtain and afford. Price index has roughly tripled in real terms since 1995; price-to-income ~35% above 2015; completions never recovered to pre-2008 volumes relative to household growth.

What it cannot prove

The cause (planning, land policy, credit, investor demand, construction costs) — contested, and no indicator adjudicates. No official 40-year series exists for waiting times or woonquote.

G1House price index

154.9(2015 = 100)

↗

1y +6.4 · 5y +43.2 · 10y +82.5

ACBSsince 1995 · as of May 2026

G2House price vs income

135.3(2015 = 100)

↗

1y +4.7 · 5y +14.5 · 10y +35.3

AOECDsince 1980 · as of 2025

G3New dwellings completed

69.2k/yr