Housing & affordability

Part II — life in the Netherlands

What it shows

Whether a home has become harder to obtain and afford. Price index has roughly tripled in real terms since 1995; price-to-income ~35% above 2015; completions never recovered to pre-2008 volumes relative to household growth.

What it cannot prove

The cause (planning, land policy, credit, investor demand, construction costs) — contested, and no indicator adjudicates. No official 40-year series exists for waiting times or woonquote.

Compare

pick a window — every card then leads with its change

G2House price vs income